:root {
  --bg: #faf8f3;
  --card: #ffffff;
  --ink: #0f1419;
  --ink-2: #3a3f48;
  --muted: #6b7280;
  --line: #e6e2d6;
  --navy: #0f1d35;
  --accent: #b08540;
  --accent-soft: #d4b681;
  --cream: #f4ede4;
  --serif: "Iowan Old Style", "Palatino Linotype", "Palatino", "Georgia", "Times New Roman", serif;
  --sans: -apple-system, BlinkMacSystemFont, "Segoe UI", Inter, Roboto, Helvetica, Arial, sans-serif;
}

* { box-sizing: border-box; margin: 0; padding: 0 }
body {
  font-family: var(--sans);
  color: var(--ink);
  background: var(--bg);
  line-height: 1.6;
  font-size: 16px;
  -webkit-font-smoothing: antialiased;
}
.container { max-width: 1140px; margin: 0 auto; padding: 0 24px }

/* HEADER */
.site-header { position: sticky; top: 0; z-index: 50; background: rgba(250,248,243,.92); backdrop-filter: blur(10px); border-bottom: 1px solid rgba(15,29,53,.06) }
.nav-wrap { display: flex; align-items: center; justify-content: space-between; height: 72px; gap: 16px }
.brand { display: flex; align-items: center; gap: 12px; text-decoration: none; color: var(--navy) }
.brand-mark { width: 36px; height: 36px; border-radius: 50%; background: var(--navy); color: var(--cream); font-family: var(--serif); font-weight: 700; font-size: 16px; display: grid; place-items: center }
.brand-mark.dark { background: var(--navy); color: var(--cream) }
.brand-text { font-family: var(--serif); font-size: 18px; font-weight: 600; letter-spacing: -.005em }
.primary-nav { display: flex; gap: 24px; align-items: center }
.primary-nav a { color: var(--ink-2); text-decoration: none; font-size: 14px; font-weight: 500 }
.primary-nav a:hover { color: var(--navy) }
.primary-nav .btn-link {
  background: var(--navy); color: #fff; padding: 9px 16px; border-radius: 6px;
}
.primary-nav .btn-link:hover { background: #1a2c4e; color: #fff }

/* HERO */
.hero { padding: 120px 0 96px }
.hero-inner { max-width: 820px }
.eyebrow { font-size: 12px; letter-spacing: .22em; text-transform: uppercase; color: var(--accent); font-weight: 600; margin-bottom: 20px }
.eyebrow.light { color: var(--accent-soft) }
.hero h1 {
  font-family: var(--serif); font-weight: 600;
  font-size: clamp(40px, 6vw, 72px);
  line-height: 1.05; letter-spacing: -.015em; margin-bottom: 28px;
  color: var(--navy);
}
.lead { font-size: clamp(17px, 1.4vw, 20px); color: var(--ink-2); max-width: 640px; margin-bottom: 36px }

/* BUTTONS */
.btn {
  display: inline-block; padding: 14px 28px; border-radius: 6px;
  font-weight: 500; font-size: 15px; letter-spacing: .01em;
  text-decoration: none; text-align: center;
  transition: all .15s ease;
}
.btn.primary { background: var(--navy); color: #fff }
.btn.primary:hover { background: #1a2c4e }
.btn.big { padding: 18px 32px; font-size: 16px }

/* SECTIONS */
.section { padding: 100px 0 }
.section-dark { background: var(--navy); color: var(--cream) }
.section-cta { background: var(--cream) }
h2 {
  font-family: var(--serif); font-weight: 600;
  font-size: clamp(30px, 3.8vw, 46px);
  line-height: 1.15; letter-spacing: -.01em; margin-bottom: 56px;
  color: var(--navy); max-width: 720px;
}
h2.light, .section-dark h2 { color: var(--cream) }
h3 { font-family: var(--serif); font-size: 22px; font-weight: 600; margin-bottom: 10px; color: var(--navy) }
.section-dark h3 { color: var(--cream) }
p { color: var(--ink-2) }
.section-dark p { color: rgba(244,237,228,.85) }

/* GRID 3 */
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 32px }
.cell { padding: 28px 0 }
.cell-icon { width: 40px; height: 40px; color: var(--accent); margin-bottom: 20px }
.cell-icon svg { width: 100%; height: 100% }
.cell p { font-size: 15px }

/* STEPS */
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 48px }
.step { padding-top: 16px; border-top: 1px solid rgba(244,237,228,.18) }
.step-num { display: block; font-family: var(--serif); font-size: 28px; color: var(--accent-soft); margin-bottom: 16px; letter-spacing: -.01em }
.step h3 { color: var(--cream) }
.step p { font-size: 15px }

/* CTA */
.cta-inner { display: flex; align-items: center; justify-content: space-between; gap: 36px; flex-wrap: wrap }
.cta-inner h2 { margin-bottom: 12px }
.cta-lead { font-size: 16px; max-width: 540px; margin: 0 }

/* FOOTER */
.site-footer { background: var(--navy); color: rgba(244,237,228,.75); padding: 40px 0 }
.footer-inner { display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 16px }
.site-footer .brand { color: var(--cream) }
.site-footer small { font-size: 13px }

/* RESPONSIVE */
@media (max-width: 880px) {
  .primary-nav { gap: 12px }
  .primary-nav a:not(.btn-link) { display: none }
  .hero { padding: 80px 0 60px }
  .section { padding: 60px 0 }
  h2 { margin-bottom: 32px }
  .grid-3, .steps { grid-template-columns: 1fr; gap: 32px }
  .cta-inner { flex-direction: column; align-items: flex-start }
}